1. Statement of Disclosure
As an AMFI-registered Mutual Fund Distributor (ARN-324000) and a Direct Selling Agent (DSA) for loans, Zinble Edge Services earns commission / brokerage from product manufacturers (AMCs, deposit issuers) and lending partners. In line with SEBI and AMFI requirements, we disclose these commissions transparently. There is no separate advisory fee charged to you.
2. How We Are Remunerated — Mutual Funds
For mutual fund distribution we typically receive trail commission from the AMC, calculated as a percentage per annum of the average assets you keep invested through us, for as long as you remain invested. Commission is paid out of the scheme’s expense ratio by the AMC — not charged separately to you.
Regular vs Direct Plans
We distribute Regular Plans, which include distributor commission within the expense ratio. Direct Plans (which do not involve a distributor and carry a lower expense ratio) are also available to investors directly with the AMC. You are free to choose; we believe in full transparency about this distinction.
3. Indicative Commission Ranges
The figures below are illustrative ranges only and vary by manufacturer, scheme category and prevailing arrangements. Actual rates are governed by the respective AMC/issuer/lender and may change without notice.
| Product | Type | Indicative range* | Paid by |
|---|---|---|---|
| Equity Mutual Funds | Trail p.a. | 0.50% – 1.25% | AMC |
| Hybrid Mutual Funds | Trail p.a. | 0.40% – 1.00% | AMC |
| Debt Mutual Funds | Trail p.a. | 0.10% – 0.60% | AMC |
| Corporate Fixed Deposits | Brokerage (one-time) | 0.10% – 1.00% | Deposit issuer |
| NPS | As per PFRDA / POP norms | Regulated | PFRDA / CRA |
| Loans (DSA) | Payout (one-time) | 0.25% – 2.00% | Bank / NBFC |
4. No Additional Cost & Conflict of Interest
Commissions are embedded in the product (e.g. the scheme expense ratio) and are not billed to you over and above that. While different products may carry different commissions, our distribution process is designed to be execution-only and objective; we surface comparative, data-led information and you retain full decision control.